{"id":29297,"date":"2026-10-25T20:40:52","date_gmt":"2026-10-26T00:40:52","guid":{"rendered":"https:\/\/getirshelp.com\/blog\/irs-private-debt-collection-letter-cp40\/"},"modified":"2026-10-25T20:40:52","modified_gmt":"2026-10-26T00:40:52","slug":"irs-private-debt-collection-letter-cp40","status":"publish","type":"post","link":"https:\/\/getirshelp.com\/blog\/irs-private-debt-collection-letter-cp40\/","title":{"rendered":"IRS Private Debt Collection Letter CP40: What to Do"},"content":{"rendered":"<p>If you&#039;re reading this, something about your tax situation has you worried. That&#039;s fair \u2014 the IRS is intimidating until you know how the rules actually work. I&#039;m Darrin Mish, a Tampa tax attorney. I&#039;ve handled cases like yours for 32 years. Let me walk you through it.<\/p>\n<p><!-- mish-intro-v1 --><\/p>\n<p><strong>I&#039;m Darrin Mish. Tampa tax attorney, 32 years in, more than $100 million in IRS debt resolved.<\/strong> What follows isn&#039;t theory. It&#039;s what I&#039;ve actually watched work.<\/p>\n<p>You opened your mail and found an IRS private debt collection letter CP40. Your debt just got handed to a third party. The IRS didn&#039;t forget about you or lose track of your file. They outsourced.<\/p>\n<p>Congress authorized this in 2015, then expanded it. The IRS sends <a href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/private-debt-collection-faqs\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">certain tax debts to private collection agencies<\/a>, and the CP40 is the notice telling you it happened. It doesn&#039;t mean you&#039;re in worse trouble, necessarily. But it changes who you talk to.<\/p>\n<h2>What the IRS Private Debt Collection Letter CP40 Actually Says<\/h2>\n<p>The CP40 arrives first, before any private agency contacts you. That&#039;s the law. The IRS must notify you in writing before the assignment takes effect.<\/p>\n<p>The notice tells you which private collection agency now handles your account. It includes their name, phone number, and the exact amount you owe. You&#039;ll also get a Taxpayer Authentication Number, a unique code the agency will reference when they call or write.<\/p>\n<p>Here&#039;s what the CP40 doesn&#039;t say: pay us immediately or face seizure. The <a href=\"https:\/\/www.irs.gov\/pub\/notices\/cp40.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">official IRS Notice CP40<\/a> is informational. It&#039;s not a demand letter. It&#039;s a handoff memo.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/xqvnmkjynbkcujcrtubi.supabase.co\/storage\/v1\/object\/public\/article-images\/4c53c374-44d9-4834-8646-8bf5d3884408\/inline-1-1792974988304.jpg\" alt=\"CP40 notice elements\"><\/p>\n<h3>Which Debts Get Assigned to Private Agencies<\/h3>\n<p>Not every tax debt qualifies for private collection. The IRS uses specific criteria, and understanding them tells you why you got this letter.<\/p>\n<p>Your account likely meets these conditions:<\/p>\n<ul>\n<li>The debt is more than two years old<\/li>\n<li>The IRS has closed your case as &quot;currently not collectible&quot; or inactive<\/li>\n<li>No IRS employee is actively working your account<\/li>\n<li>The debt isn&#039;t in an installment agreement, Offer in Compromise, innocent spouse case, or bankruptcy<\/li>\n<li>You&#039;re not deceased, under 18, in a combat zone, or a victim of tax-related identity theft<\/li>\n<\/ul>\n<p>The IRS doesn&#039;t send complex cases to private agencies. These are debts sitting in a queue, accounts the IRS isn&#039;t actively pursuing. If you&#039;re already working with the IRS on <a href=\"https:\/\/getirshelp.com\/blog\/irs-tax-debt-help\" target=\"_blank\" rel=\"noopener noreferrer\">tax debt help<\/a>, you won&#039;t get a CP40.<\/p>\n<h3>The Four Agencies the IRS Uses in 2026<\/h3>\n<p>As of October 2026, the IRS contracts with four private collection agencies. They rotate assignments, so you can&#039;t predict which one you&#039;ll get.<\/p>\n<table>\n<thead>\n<tr>\n<th>Agency Name<\/th>\n<th>Contact Method<\/th>\n<th>Verification Process<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>CBE Group<\/td>\n<td>Phone, mail<\/td>\n<td>Taxpayer Authentication Number required<\/td>\n<\/tr>\n<tr>\n<td>Coast Professional<\/td>\n<td>Phone, mail<\/td>\n<td>Taxpayer Authentication Number required<\/td>\n<\/tr>\n<tr>\n<td>Performant<\/td>\n<td>Phone, mail<\/td>\n<td>Taxpayer Authentication Number required<\/td>\n<\/tr>\n<tr>\n<td>ConServe<\/td>\n<td>Phone, mail<\/td>\n<td>Taxpayer Authentication Number required<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>All four operate under the same rules. They can&#039;t threaten you, lie about what you owe, or demand payment methods the IRS doesn&#039;t accept. The Fair Debt Collection Practices Act applies. So does the Fair Tax Collection Practices statute.<\/p>\n<h2>What Happens After You Receive the IRS Private Debt Collection Letter CP40<\/h2>\n<p>The private agency will contact you within a few days of the IRS sending your CP40. Usually by mail first, then by phone. They&#039;ll reference your Taxpayer Authentication Number to verify the call is legitimate.<\/p>\n<p>You&#039;re not required to answer. You&#039;re not required to agree to anything on the first call. The agency can&#039;t levy your wages, seize your bank account, or file a lien. They don&#039;t have those powers. Only the IRS does.<\/p>\n<p>What they can do: ask you to pay in full or set up a payment plan. That&#039;s it. They&#039;re working on commission, yes, but they&#039;re constrained by law from doing what the IRS itself could do.<\/p>\n<h3>Verify the Contact Is Legitimate<\/h3>\n<p>Scammers love tax debt. Before you engage with anyone claiming to be from a private collection agency, verify.<\/p>\n<p>Go back to your CP40 notice. Check the agency name and phone number. Call the number on the notice, not the number from the voicemail or letter you just received. Ask for your Taxpayer Authentication Number. If they can&#039;t provide it, or if it doesn&#039;t match your CP40, it&#039;s a scam.<\/p>\n<p>The <a href=\"https:\/\/www.taxpayeradvocate.irs.gov\/notices\/private-debt-collection\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Taxpayer Advocate Service explains verification steps<\/a> in detail. When in doubt, call the IRS at 800-829-1040 and ask if your account is actually assigned to a private agency.<\/p>\n<p>Legitimate agencies won&#039;t ask for payment by prepaid debit card, gift card, or wire transfer. They&#039;ll direct you to pay the IRS directly through IRS.gov, by check, or by phone to the IRS. They don&#039;t collect the payment themselves.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/xqvnmkjynbkcujcrtubi.supabase.co\/storage\/v1\/object\/public\/article-images\/4c53c374-44d9-4834-8646-8bf5d3884408\/inline-2-1792974990422.jpg\" alt=\"Scam verification checklist\"><\/p>\n<h3>Your Payment Options When Contacted<\/h3>\n<p>When the private agency calls, they&#039;ll ask how you plan to resolve the debt. You have the same options you&#039;d have dealing with the IRS directly, just fewer of them.<\/p>\n<p><strong>You can:<\/strong><\/p>\n<ol>\n<li>Pay in full immediately<\/li>\n<li>Set up a short-term payment plan (120 days or less)<\/li>\n<li>Request your account be returned to the IRS for an installment agreement<\/li>\n<li>Request your account be returned to the IRS for currently not collectible status<\/li>\n<li>Request your account be returned to the IRS for an Offer in Compromise<\/li>\n<\/ol>\n<p>The agency can&#039;t negotiate an Offer. They can&#039;t approve currently not collectible status. They can&#039;t set up long-term installment agreements. If you need any of those, you tell them to send your account back to the IRS.<\/p>\n<p>That&#039;s not a loophole. That&#039;s the design. Congress wanted these agencies to collect simple debts, not handle complex resolutions.<\/p>\n<h2>When to Request Your Account Be Sent Back to the IRS<\/h2>\n<p>You&#039;re not stuck with the private agency. If your financial situation changed, if you can&#039;t afford the debt, or if you need a resolution the agency can&#039;t offer, ask for the account to return to IRS control.<\/p>\n<p>The agency must send it back if you&#039;re experiencing economic hardship. That means you can&#039;t pay basic living expenses and the tax debt at the same time. Rent, utilities, food, medical care. If paying the IRS means you can&#039;t keep a roof over your head, that&#039;s hardship.<\/p>\n<p>They&#039;ll ask you to prove it. Expect to submit financial documents: bank statements, pay stubs, rent receipts, utility bills. Same documentation you&#039;d give the IRS for <a href=\"https:\/\/getirshelp.com\/blog\/irs-unpaid-taxes\" target=\"_blank\" rel=\"noopener noreferrer\">currently not collectible status<\/a> or an installment agreement.<\/p>\n<h3>Hardship Qualifications the Agency Must Honor<\/h3>\n<p>The private agency works for the IRS. They follow IRS rules on hardship. If you meet the criteria, they have no choice but to return your account.<\/p>\n<p>You qualify for return to the IRS if:<\/p>\n<ul>\n<li>Your income is below 200% of the federal poverty level<\/li>\n<li>You&#039;re facing imminent eviction, foreclosure, or utility shutoff<\/li>\n<li>You&#039;re unemployed and have no income<\/li>\n<li>You&#039;re receiving Medicaid or Supplemental Security Income<\/li>\n<li>You have significant medical expenses that prevent you from paying<\/li>\n<\/ul>\n<p>The agency won&#039;t argue with you about this. They&#039;ll ask for proof, you provide it, and they send the file back. Then you&#039;re dealing with the IRS again.<\/p>\n<p>If you need a long-term payment plan or you want to explore an <a href=\"https:\/\/getirshelp.com\/blog\/irs-payment-plan-vs-offer-in-compromise\" target=\"_blank\" rel=\"noopener noreferrer\">Offer in Compromise versus a payment plan<\/a>, requesting the account return is your first move.<\/p>\n<h2>What the Private Agency Cannot Do<\/h2>\n<p>The law is specific. These agencies can contact you, ask you to pay, and set up short-term payment plans. That&#039;s the boundary.<\/p>\n<p><strong>They cannot:<\/strong><\/p>\n<ul>\n<li>File a Notice of Federal Tax Lien<\/li>\n<li>Issue a levy on your wages or bank account<\/li>\n<li>Seize your property or assets<\/li>\n<li>Summon you to appear<\/li>\n<li>Threaten criminal prosecution<\/li>\n<li>Harass you with excessive phone calls<\/li>\n<li>Contact you at work after you&#039;ve told them not to<\/li>\n<li>Misrepresent the amount you owe or the consequences of not paying<\/li>\n<\/ul>\n<p>If an agency violates these rules, document it. Write down the date, time, name of the caller, and exactly what they said. You can file a complaint with the <a href=\"https:\/\/www.oversight.gov\/sites\/default\/files\/documents\/reports\/2024-12\/2025300004fr.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Treasury Inspector General for Tax Administration<\/a>, which audits these agencies regularly.<\/p>\n<p>You can also file a complaint with the Consumer Financial Protection Bureau. The <a href=\"https:\/\/www.consumerfinance.gov\/archive\/blog\/irs-using-private-debt-collectors-heres-what-you-should-know\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">CFPB explains your rights<\/a> when dealing with IRS private debt collectors.<\/p>\n<h3>Communication Limits and Your Rights<\/h3>\n<p>You control how and when the agency contacts you. If you tell them in writing not to call you at work, they must stop. If you request all communication be in writing, they must comply.<\/p>\n<p>Send your request by certified mail. Reference your Taxpayer Authentication Number and your Social Security number. Keep a copy. Once they receive it, phone contact stops.<\/p>\n<p>You can also tell them to stop contacting you entirely. They&#039;ll close their file and return your account to the IRS. That doesn&#039;t make the debt go away, but it stops the private agency from calling.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/xqvnmkjynbkcujcrtubi.supabase.co\/storage\/v1\/object\/public\/article-images\/4c53c374-44d9-4834-8646-8bf5d3884408\/inline-3-1792974988333.jpg\" alt=\"Taxpayer rights with private agencies\"><\/p>\n<h2>Why the IRS Uses Private Agencies Instead of Collecting Directly<\/h2>\n<p>The IRS has 80,000 employees and millions of delinquent accounts. They prioritize. High-dollar cases, criminal investigations, complex audits. Your $8,000 balance from 2022 that&#039;s been sitting inactive? That&#039;s not a priority.<\/p>\n<p>Congress decided that instead of letting those debts age out, the IRS should outsource them. The theory: private agencies work these low-priority accounts, collect what they can, and the IRS keeps the money minus a commission to the agency.<\/p>\n<p>The agencies work on contingency. They get a percentage of what they collect, typically 20-25%. If they don&#039;t collect, they don&#039;t get paid. That creates an incentive to contact you, but also a limit. They can&#039;t spend years chasing a small balance. If you don&#039;t pay within a few months, they send the file back.<\/p>\n<h3>Criticism and Oversight of the Program<\/h3>\n<p>The private debt collection program has critics. The National Taxpayer Advocate has questioned whether it&#039;s cost-effective. Some years, the program costs more to administer than it brings in.<\/p>\n<p>TIGTA audits the program regularly. Their reports note compliance issues: agencies calling too often, misrepresenting balances, failing to honor hardship requests. When TIGTA finds violations, the IRS can terminate the contract.<\/p>\n<p>If you think your case was mishandled, you&#039;re not without recourse. The Taxpayer Advocate Service is independent and will review your complaint.<\/p>\n<p>The program continues because Congress authorized it, not because the IRS loves it. The IRS would rather you work with them directly. They&#039;d rather you call, set up a payment plan, or request relief. The private agencies are the backup plan.<\/p>\n<h2>What to Do If You Disagree With the Amount the Agency Says You Owe<\/h2>\n<p>The private agency doesn&#039;t determine what you owe. They receive the balance from the IRS. If the number is wrong, you&#039;re not arguing with the agency. You&#039;re disputing the underlying tax assessment.<\/p>\n<p>Tell the agency you dispute the debt and request they return the account to the IRS. Then contact the IRS directly to challenge the assessment. You&#039;ll need documentation: your tax return, IRS notices showing the assessment, proof you already paid, or evidence of a calculation error.<\/p>\n<p>If the IRS assessed a balance based on a <a href=\"https:\/\/getirshelp.com\/blog\/unfiled-tax-return-help-next-steps\" target=\"_blank\" rel=\"noopener noreferrer\">substitute for return<\/a> because you didn&#039;t file, you can file the actual return and ask the IRS to recalculate. If the balance is from an audit and you never responded, you might be able to file an appeal or a request for reconsideration.<\/p>\n<h3>Statute of Limitations and Old Debts<\/h3>\n<p>The IRS has ten years to collect a tax debt from the date of assessment. That&#039;s the Collection Statute Expiration Date, or CSED. If the private agency contacts you about a debt that&#039;s eight or nine years old, check how much time is left.<\/p>\n<p>You can <a href=\"https:\/\/getirshelp.com\/blog\/when-will-my-csed-expire\" target=\"_blank\" rel=\"noopener noreferrer\">verify when your CSED expires<\/a> by requesting your account transcript from the IRS. If the CSED is about to expire, paying might not be your best move. The debt could age out on its own.<\/p>\n<p>The private agency won&#039;t tell you this. They&#039;re trying to collect before the statute runs. But you have no legal obligation to pay a debt that&#039;s about to expire if you can wait it out.<\/p>\n<p>Be careful. Certain actions restart or extend the CSED. Filing for bankruptcy, submitting an Offer in Compromise, signing an installment agreement. If the statute is close and you take one of those steps, you might give the IRS more time to collect.<\/p>\n<h2>How This Fits Into Your Broader Tax Resolution Strategy<\/h2>\n<p>Receiving an IRS private debt collection letter CP40 doesn&#039;t change what you owe or the IRS&#039;s legal authority. It changes the phone number you call. That&#039;s it.<\/p>\n<p>If you were already planning to resolve your debt through an installment agreement or an Offer, you still can. If you were hoping the IRS would declare you <a href=\"https:\/\/getirshelp.com\/blog\/irs-unpaid-taxes\" target=\"_blank\" rel=\"noopener noreferrer\">currently not collectible<\/a>, you still can. The private agency is just the messenger asking if you&#039;ll pay.<\/p>\n<p>Think of the CP40 as a reminder. The IRS hasn&#039;t forgotten. Your debt is on their books. They&#039;re making an effort to collect, even if it&#039;s through a contractor. Ignoring the agency won&#039;t make the debt disappear, but it also won&#039;t make things worse. The agency has no enforcement power.<\/p>\n<p>If you&#039;ve been avoiding dealing with your <a href=\"https:\/\/getirshelp.com\/blog\/irs-tax-debt-help\" target=\"_blank\" rel=\"noopener noreferrer\">tax debt<\/a>, the CP40 is a nudge to address it before the IRS takes it back and pursues collection directly. That&#039;s when liens and levies become real possibilities.<\/p>\n<h3>Comparing Private Collection to IRS Direct Collection<\/h3>\n<p>The IRS has tools the private agencies don&#039;t. A Revenue Officer can show up at your door, file a lien, levy your bank account, garnish your wages. The private agency can ask nicely and send letters.<\/p>\n<p>In that sense, having your account with a private agency is a grace period. You&#039;re getting contacted, yes, but not pursued. You have time to evaluate your options, gather your financial documents, and decide on a resolution strategy.<\/p>\n<p>If the agency sends your account back to the IRS, you&#039;re back in the standard collection queue. The IRS will send more notices, then assign a Revenue Officer if the balance is high enough. That&#039;s when the pressure increases.<\/p>\n<table>\n<thead>\n<tr>\n<th>Collection Entity<\/th>\n<th>Can File Lien<\/th>\n<th>Can Levy Wages<\/th>\n<th>Can Seize Assets<\/th>\n<th>Can Negotiate Offer<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Private Agency<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<\/tr>\n<tr>\n<td>IRS Revenue Officer<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td>IRS Automated Collection<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Limited<\/td>\n<td>Limited<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Use the time wisely. The agency&#039;s involvement doesn&#039;t hurt you. It&#039;s just less intense than IRS direct collection.<\/p>\n<h2>Filing Bankruptcy and the CP40 Notice<\/h2>\n<p>If you&#039;re considering bankruptcy for tax problems, the CP40 doesn&#039;t change the analysis. Your tax debt is still an IRS debt, even if a private agency is calling about it.<\/p>\n<p>Chapter 7 can discharge certain income tax debts if they meet the age and filing requirements. Chapter 13 can include tax debt in a repayment plan. The private agency has no say in either process.<\/p>\n<p>If you file for bankruptcy, the automatic stay applies. The private agency must stop contacting you immediately. Your account returns to the IRS, and the IRS is bound by the stay. No collection activity while the bankruptcy is pending.<\/p>\n<p>Some clients ask if dealing with a private agency makes bankruptcy more or less attractive. It doesn&#039;t change the equation. The question is whether your tax debt qualifies for discharge or inclusion in a plan, not who&#039;s calling you about it.<\/p>\n<h2>When Professional Representation Makes Sense<\/h2>\n<p>You don&#039;t need a lawyer to respond to an IRS private debt collection letter CP40. You can call the agency, verify the debt, and set up a payment plan on your own.<\/p>\n<p>But if you&#039;re not sure what you owe, if the amount seems wrong, if you can&#039;t afford to pay, or if you want to explore Offers or hardship status, representation helps. A tax attorney can request your account transcripts, review the assessments, and communicate with the IRS on your behalf.<\/p>\n<p>The private agency won&#039;t negotiate with your attorney any differently than they&#039;d negotiate with you. But once your case goes back to the IRS, having someone who understands IRS procedures and resolution options changes the outcome.<\/p>\n<p>After 32 years representing taxpayers, I&#039;ve seen plenty of CP40 cases. Most resolve with a payment plan. Some return to the IRS for currently not collectible status. A few lead to Offers in Compromise. The private agency is just the starting point.<\/p>\n<p>If you&#039;re dealing with related issues like <a href=\"https:\/\/getirshelp.com\/blog\/small-business-payroll-tax-problem\" target=\"_blank\" rel=\"noopener noreferrer\">payroll tax problems<\/a> or <a href=\"https:\/\/getirshelp.com\/blog\/unfiled-tax-return-help-next-steps\" target=\"_blank\" rel=\"noopener noreferrer\">unfiled returns<\/a>, the CP40 is a symptom of a broader tax situation that needs attention. Fixing the immediate balance doesn&#039;t solve the underlying issue if you&#039;re still not filing or still falling behind.<\/p>\n<hr>\n<p>The IRS private debt collection letter CP40 means your account moved to a private agency, not that you&#039;re in immediate jeopardy. You have options: pay, set up a plan, request a return to the IRS, or dispute the debt. For more than three decades, the Law Offices of Darrin T. Mish, P.A. has helped taxpayers across the country resolve IRS debts, from installment agreements to Offers in Compromise to penalty abatement. If you received a CP40 and you&#039;re not sure what comes next, let&#039;s talk. We offer free initial consultations and work with clients nationwide. Visit the <a href=\"https:\/\/getirshelp.com\" target=\"_blank\" rel=\"noopener noreferrer\">Law Offices of Darrin T. Mish, P.A.<\/a> to get started.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Received an IRS private debt collection letter CP40? Here&#8217;s what it means, who&#8217;s contacting you, and exactly what you should do next.<\/p>\n","protected":false},"author":2,"featured_media":29296,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_linkwrite_keywords":"","_linkwrite_no_autolink":false,"_linkwrite_no_inbound":false,"_linkwrite_exclude":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-29297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts\/29297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/comments?post=29297"}],"version-history":[{"count":1,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts\/29297\/revisions"}],"predecessor-version":[{"id":29298,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts\/29297\/revisions\/29298"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/media\/29296"}],"wp:attachment":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/media?parent=29297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/categories?post=29297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/tags?post=29297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}