{"id":19027,"date":"2010-02-23T00:00:00","date_gmt":"2010-02-23T00:00:00","guid":{"rendered":"https:\/\/getirshelp.com\/blog\/respond-irs-wage-levy-correctly\/"},"modified":"2026-07-24T21:53:13","modified_gmt":"2026-07-24T21:53:13","slug":"respond-irs-wage-levy-correctly","status":"publish","type":"post","link":"https:\/\/getirshelp.com\/blog\/respond-irs-wage-levy-correctly\/","title":{"rendered":"Respond to an IRS Wage Levy Correctly"},"content":{"rendered":"<p>IRS problems aren&#039;t as complicated as they look once you see the structure. I&#039;m attorney Darrin Mish. I&#039;ve represented taxpayers before the IRS for three decades \u2014 in Florida, Colorado, Texas, and internationally. Here&#039;s the plain-English breakdown.<\/p>\n<p>An IRS wage levy is a very serious matter and potentially extremely debilitating.\u00a0 <a href=\"https:\/\/getirshelp.com\/blog\/tag\/irs-wage-garnishment\/\">It is also known as wage garnishment.<\/a>\u00a0 Technically speaking, an <a href=\"https:\/\/getirshelp.com\/blog\/tax-relief-help\/wage-garnishment\/\">IRS wage garnishment<\/a> authorizes the IRS to deduct up to about 75% of your monthly salary.\u00a0 They will leave you with enough just for subsistence living, meaning you will only have enough for the bare necessities like food, a mortgage and child support.\u00a0 The IRS will not consider any other financial obligations as vital to your daily life.\u00a0 <a href=\"https:\/\/getirshelp.com\/blog\/tag\/irs-levy\/\">When slapped with an IRS wage levy, there are a few options that you have a right to<\/a>.<\/p>\n<p><a href=\"https:\/\/getirshelp.com\/blog\/category\/irs-problem\/\">Click here to read or watch more IRS Problem resources.<\/a><\/p>\n<p>To determine your rights and what you could do, you should engage a lawyer.\u00a0 Often, the wage levy is the result of a battle of wills \u2013 yours and the IRS&#8217;.\u00a0 Each of you believe that the other side is wrong.\u00a0 But if things have gotten to this stage, it is best that you pay what you owe and then continue to fight for your rights afterwards. You should not jeopardize your credit standing or your way of life just to try to prove a point that may be hard to win.<\/p>\n<p><a href=\"https:\/\/getirshelp.com\/blog\/tag\/offer-in-compromise\/\">A lawyer will tell you that you have a right to propose an Offer in Compromise.\u00a0 <\/a>The compromise process begins when the IRS has determined how much of your total debt they can expect you to pay off by the due date.\u00a0 Then you should try to pay up that amount.<\/p>\n<p>Another form of compromise is seeking to show that the wage levy will cause unreasonable hardship on your family.\u00a0 If you can prove that it will stop you from paying life-saving medical bills or from taking care of a senior in your home, then the IRS can either reduce the amount deducted from your monthly salary or reduce your total tax debt.\u00a0 This will only happen if these basic needs cannot be met.\u00a0 The IRS would never agree to garnishing less from your salary if you cannot pay your credit card bills or your children&#8217;s private tuition fees.<\/p>\n<p>You also have the right to bring up any error in your tax bill, should one exist.\u00a0 If you can justifiably show that some error has been committed in the amount of taxes you are charged, then you stand a chance of having your offer accepted.\u00a0 In such a case, you will likely have your entire case re-evaluated and any levies will be stopped, at least for the time being.<\/p>\n<p>Thus, one way to remove an IRS wage levy is to pay a mutually agreed amount in one lump sum.\u00a0 The other alternative is to agree to a payment plan over a period of time, usually not more than 12 months.\u00a0 This often works out for most people who need time to think of other ways to pay off the debt, even if they know they cannot afford a full year&#8217;s worth of payments.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>IRS problems aren&#039;t as complicated as they look once you see the structure. I&#039;m attorney Darrin Mish. I&#039;ve represented taxpayers before the IRS for three decades \u2014 in Florida, Colorado, Texas, and internationally. Here&#039;s the plain-English breakdown. An IRS wage levy is a very serious matter and potentially extremely debilitating.\u00a0 It is also known as [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[592],"tags":[144,596,126],"class_list":["post-19027","post","type-post","status-publish","format-standard","hentry","category-irs-problem","tag-irs-levy","tag-irs-wage-garnishment-library","tag-offer-in-compromise"],"_links":{"self":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts\/19027","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/comments?post=19027"}],"version-history":[{"count":1,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts\/19027\/revisions"}],"predecessor-version":[{"id":21588,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/posts\/19027\/revisions\/21588"}],"wp:attachment":[{"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/media?parent=19027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/categories?post=19027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getirshelp.com\/blog\/wp-json\/wp\/v2\/tags?post=19027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}