DARRIN T. MISH: <\/strong>\u00a0Welcome to the IRS Solution Attorney show, I am THE IRS Solution Attorney Darrin T. Mish.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0I can verify he is and I’m your co-host Katrina Madewell welcome to the show, welcome back this week.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0It’s yet another beautiful day in the neighborhood.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0He says that every week. He watched too much Mr. Rogers when he was a kid.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0You know, but Mr. Rogers was always rocking the killer cardigan sweaters. Now that brings up a very important issue.<\/p>\n Click here to listen to other IRS Back Tax Help episodes.<\/a><\/p>\n <\/p>\n <\/p>\n <\/p>\n Click here to watch or read more information on IRS Back Taxes.<\/a><\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Yes. We loved Mr. Rogers when we were a kid, my mom hated it.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Now why are cardigan sweaters not in style?\u00a0 I don’t think I have any anymore they haven’t been in style in a while.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Nope.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Right.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Was that 80’s or 90’s I’m trying to remember.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Probably more like the 70’s with a little bleed over into the 80’s. I was a Catholic High School boy so you had to dress up…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0You had your share of cardigans.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Had to dress up to go to school so I had my share of cardigans because you know it was kind of cold at times where I lived and sometimes you needed a little you know something to keep you a little bit warmer.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Indeed.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Well, I kind of liked that preppy look. But anyway, today we are going to have a show and we are going to talk about why right now is the right time to end your IRS problems. Right now.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Right now, right this second.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Today is the best day in history, tomorrow may be slightly better but today is the best day in history to solve your IRS problems and it’s actually true and there’s actually some reasons, we are going to get into\u00a0those reasons a little bit later on with the show.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0A lot of our questions and our content from the show actually come from things that you see in the field so real life stories, real life questions and all of that kind of stuff so if you have a question you can call 888-404-1010,888-404-1010 you can also call Darrin’s office at…<\/p>\n DARRIN T. MISH: <\/strong>\u00a0888-438-6474 that\u2019s\u00a0888-get-mish, 888-438-6474.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Which I think for most\u00a0people,\u00a0unless they listen to this station all the time 888-get-mish is probably easier to remember.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah that’s g-e-t m-i-s-h there is no C in the name it’s g-e-t m-i-s-h. So you know I’ve been representing clients with tax problems for a long time.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0A couple of years anyway.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0In fact, it was Bill Clinton was President when I started and don’t get me rolling on the Clinton’s but you know….<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0I was going to say in this day and age you can’t just\u00a0say Clinton\u00a0because you never know what that….<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah, Bill Clinton was the President and so what I’ve seen is I’ve seen ups and downs, I’ve seen trends, I’ve seen different things occur and I have that philosophy that I will share with you and this philosophy has proven to be pretty true and without injecting my political opinion here’s what I see happening….<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Yes, please do not do that, I try to keep you so far removed from that yes.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Here’s what I see happening and that is Democrats raise taxes and do less to collect them and Republicans tend to lower taxes and do more to collect taxes that are due.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Right.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0So regardless of who wins the next election, it’s not even, it’s not even material because…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0I personally think they should get away, do away with, political parties and just the people that run but you know it’s not the way our Government is set up.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Now who’s talking about politics now?<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0I’m just saying, I’m saying in general; I think they should wipe political parties.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Ok so for right now since Barak Obama is still the President we are in a situation where the Federal Government’s in the mood to help taxpayers and I will give you a concrete example and this is why today is the best time in history to settle your tax problems. \u00a0We talk about offers in compromise quite a bit here on the show and an offer is where you make a deal to settle for less and the way an offer is calculated is\u00a0by\u00a0a relatively simple math equation that goes like this and then I will give you an example. Monthly disposable income times 12 plus your assets\u00a0equal\u00a0the amount of your offer so let me give you an example; if you had a hundred dollars in monthly disposable income, a hundred times 12 is $1200. Let’s assume that there were no assets so you could theoretically settle this hypothetical case for $1200. Now back before I think it was 2012 that equation was different that equation was actually worse for the taxpayer and it went like this, monthly disposable income times 48 plus assets was the amount of your offer so in that same $100 monthly disposable income figure our offer would be $100×48 equals 48…you know assuming no assets…equals $4800 so in other words the IRS took 75% off when they changed the rules in 2012 and I can remember when those rule, that rule change came down I was\u00a0really, really cynical, I didn’t really think it was going to happen because it just seemed like it was almost too good to be true and I’m here to tell now, you know 4 or 5, 4 years removed it’s not too good to be true and really our success rate with offers in compromise in particular, went sky high because they made it easier to get deals through.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0So staying away from the politics side do you think regardless of who gets into office that it’s going to stay that way or it’s going to change?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I think there’s a reasonably good chance, well I’m going to get into the politics I’m not going to inject opinion ok?<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Oh dang it.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I’m not.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Ok.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0So if Hillary Clinton were to win it’s probably going to stay the\u00a0same,\u00a0if Trump were to win it’s probably going to change. I can’t tell you how it’s going to change but it probably will change.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0And the why is the tax…<\/p>\n DARRIN T. MISH: <\/strong>Yeah usually when you have a change in the political party lots of things change. Now it took Barak Obama 4, or his administration, 4 years to make that rule change but they eventually did so I think that if the parties change there probably will be change eventually in the offer in compromise<\/a> program. Now, think about why they made that change, they made that change because they are trying to encourage people to come in from the cold and to get back into the tax system, we’ve talked about this many, many times, the average person who does an offer in compromise is a non-filer and has been out of the system for quite some time. One of the prerequisites to getting an offer accepted or after acceptance is they have to file and pay and remain on course for 5 years after the offer is accepted and paid. So that virtually guarantees that that person’s going to get back into the system. They are going to be paying their social security taxes, they are going to be paying their income taxes and they are going to be back in the system. And I would venture to say most people who get an offer in compromise through is going to count that as there one lucky break and not be a recidivist. I’m sure there’s, I have actually represented some recidivist’s but…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0There’s always exceptions.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0There’s always exceptions but I think most people are going to be like wow man I caught a lucky…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Take it and run.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah I caught, I owed a hundred grand, I got away for 2 grand you know that was my lucky break that was my one, my one freebie for life and so they are going to stay on the straight and narrow.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0You know it’s funny, I was looking at our outline to and it’s,\u00a0 you know one of the facts and one of the things that we have on here is nearly 50 million people, 50 million people every year find themselves in some type of an IRS tax predicament where they owe money and they don’t have the money to pay it and with that being said a lot of your clients show up later and I wonder if they think ok, yeah, the IRS has just forgotten about me and they are not going to catch up with me but that’s, that’s really the case isn’t that true?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0We tend to have two types of clients we have the type that this whole thing is just really bugging them and so they are going to go out and proactively seek help and they want a solution, they want, they are taking an active role in finding a solution to the problem. The second kind of person is the person that is going to be reactive so they are going to wait until the stuff actually hits the fan, they are going to wait until there is a lien, a levy, wage garnishment, a bank you know seizure, all these things,<\/a> they are going to wait until all that stuff happens and then they are going to go looking for help. Now here is why it doesn’t make sense to be the guy in number 2. Well if you just had your wages garnished and you’ve just had the IRS vacuum out all the money in your bank account what resources do you have to go and hire help?<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0What do you do for that client Darrin when they come in and they want to hire you but they have no money cause the IRS just took it all?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I only know one way to be and that’s honest and in those people, in those people’s cases I’m not going to take care of their wage levy<\/a>, I’m not going to take care of their bank levy without getting paid first, I’m just not going to do it.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0I mean nobody works for free so they would have to sell something right theoretically is that what happens or somebody loans them the money?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Sometimes yeah they get a loan from someone and they get it taken care of but a lot of people in those situations just have nobody left, they’ve sort of tapped all of their resources and I just can’t help them because you know there’s just, these people haven’t been paying their taxes to the most feared collection agency in the world, they are not going to pay me after I get there levy released and it’s happen, I’ve gone and stuck my neck out, it get’s chopped off everytime.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Right. Now, interesting thing we were talking about how it’s a good time to actually strike a deal with the IRS or let you help somebody strike a deal with the IRS but everybody knows our government deficit is ridiculous so I don’t, I don’t see this staying the same I know you think it depends on who goes into office but I think we just owe to much money.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Well ok assuming that that is a true statement I’m not sure that that makes sense because would you rather have….<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Would you rather have…<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Would you rather have zero and have the person stay out of the system for some indeterminate length of time into the future or would you rather have 2 cents on the dollar and get them back into the system right now?<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Correct but you said they changed the formula, right?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0They did.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0So that’s…<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I don’t know, I don’t know if the formula is going to get changed back or not. I hope it doesn’t cause quite frankly it’s really good for business right now because there are really good programs available for people and I hope it stays the same or get’s even better. Can’t get, I don’t want it to get too much better then people wouldn’t need me but, but right now\u00a0 is a pretty good time to take care of it and I think part of it is is it’s really that issue they just want to get people back into the system.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0And when we come back in just a minute we are going to give you some tips also on when is a good time to actually prepare to make that appointment and come in and chat with you so if you stick around we will be back in just a few. This is the IRS Solution Attorney show and we will discuss that in just a moment.<\/p>\n (commercial break)<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Welcome back to the IRS Solution Attorney show, I am THE IRS Solution Attorney Darrin T. Mish.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0And I am your co-host Katrina Madewell and for once I think in almost the whole time we are doing the show we are actually\u00a0on\u00a0the same spot in the outline, that’s lovely.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Today we are talking about why right now is the right time to end your IRS problems for good. And it really is the right time right now in history the IRS just has a lot of lenient programs in place and that’s what we are talking about.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0And timing is everything.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah, you know, a lot of people will tell me stories when they come in they say, I say we actually have on our intake form that you fill out in the lobby we have some questions and one of the questions is why haven’t you already dealt with this? And a lot of people tell me because well because I was trying to get my money together so I could settle it. Well\u00a0that’s exactly wrong thinking and here’s why. It’s far easier to settle your tax debt for pennies on the dollar if you are in a bad financial situation and that’s because if you think about what an offer in compromise does it measures your ability to pay, do you want to have a higher ability to pay or a lower ability to pay?<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Right, but I cannot understand why someone would think that’s the opposite.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I’m not criticizing I’m just saying…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0No, it’s interesting to hear.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Information.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Because if you have a war chest of you know $20,000 and you owe the IRS $100,000 well then guess what your offer is going to start $20,000 versus if you don’t have that $20,000 we might get it settled for you know a thousand dollars or two thousand dollars or some smaller number.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0What other things did people put on that just out of curiosity\u00a0 when you asked them why they have not settled their IRS issue yet?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0It’s really a valuable question because it gives you an insight into the market and to that particular person but we hear things like shame, embarrassment, procrastination…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Quickbooks crash.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Fire, flood, hurricane.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0What’s the\u00a0most wild\u00a0one you have ever got?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Oh, I don’t know, I will have to think about it.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0The dog ate my tax form.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0See I’ve been a lawyer for over 20 years, so just part of my natural makeup now, my mental makeup is I discount all excuses, for myself and from everyone else like if I hear you start to give me an excuse about something my brain literally goes to white noise and I just stop….<\/p>\n KATRINA MADEWELL: <\/strong>Shuts off.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah like, I mean, it’s great that everybody has a reason why things happen, but\u00a0 excuses are so rarely useful in my opinion, now I could be wrong but in my opinion excuses are not usually that useful so I kind of turn off\u00a0I\u00a0just, I just zone out I don’t want to hear it so much and it’s not that I am unsympathetic it’s that it’s not going to help us get to where we want to go so I don’t want to waste a lot of time on it. There are a lot of people who want to come in and sit down and they want to spend their 30 minute consultation, they literally want to spend the time telling me why they are not a bad person for\u00a0owing\u00a0so\u00a0much\u00a0taxes and I try to stop them\u00a0quick\u00a0and say look, I don’t think you are a bad person period, I don’t care why you owe all the tax, literally in my mind there is no correlation.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Doesn’t matter.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0There’s no correlation to\u00a0good\u00a0person or bad person equals big tax debt, low tax debt no tax debt, there is no correlation it doesn’t matter.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Do you think they are afraid that maybe as your attorney you might judge them as a person and represent them differently? Do you think that is why they start with the explaining?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Maybe and I think that’s logical, I don’t think it’s right, but I think it’s understandable why people might think that but you know…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Half the battle is understanding their position.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah and yeah that’s true and some of it is my own experience so I was a criminal defense lawyer for like 7 years, I heard every excuse in the book for every crime you can imagine and I couldn’t spend any of my own emotional\u00a0bandwith\u00a0judging those people cause it’s not you know….<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0It’s not your job as a defense attorney.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah, it’s not my job my job is to figure out how to put the puzzle back together so I can get you off period. Like whether a good person or a bad person is of no, in that particular in that job it’s of no relevance, it doesn’t matter.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0So what about for the person who is sitting there like I really want to settle this but I am just afraid of all these horror stories that I have heard that they are going to seize my bank account they are going to come get my car, they are going to do whatever they want to do just for fun.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Well prior to 1998 the IRS actually did do what are called punitive seizures so they would seize your car for fun, they used to call them seizure Friday’s I think and…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Oh snap.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah, so literally, there’s a great book out there and I can’t remember the name, I’ll try to remember it but I think it’s called confessions of a revenue officer and in that book and I’ve met, I’ve spoken with the author before he tells stories about how literally all the revenue officers in Lakeland Florida would get together, and this is happening all over the country, they would get together on Fridays and they would ride around and they would just go pick up peoples, they would literally ride around with the tow truck drivers and they would hook up taxpayers cars and they would seize them. And they weren’t seizing the cars to sell at auction like to make the money because car seizures are relatively rare because cars are not of, you know you are not going to make a lot of money seizing a car cause usually there is a lien and stuff on it but they would do it just to get there point across<\/a>, hey you don’t want to mess with the\u00a0revenuer\u00a0you know and eventually in 1998\u00a0 that stuff all came to a head and Congress you know radically overhauled the tax code in terms of taxpayer rights and you know they can’t do that anymore, so they cannot\u00a0due\u00a0whats\u00a0called a punitive seizure, a punitive seizure is when the IRS is doing something where it’s unprofitable they are seizing something and it’s unprofitable?\u00a0 By definition if it’s unprofitable it was done for punitive reasons, punitive means punishing. KATRINA MADEWELL: <\/strong>\u00a0Yeah, just because.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah they were doing it to like punish you, well that’s not a revenue officer’s job is not to punish you a revenue officers job is to\u00a0 get the money so if you think about that their job is to get the money and there’s all these procedural safeguards that were put into place 1998 then there’s not a lot to fear in most cases because if we put together you know a logical plan then we are going to make, by definition, we are going to make sure that you don’t get levied and seized and all that kind of stuff. But in some\u00a0cases\u00a0people come too late and there already right on the cusp or it’s already happening and those cases are obviously harder.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0And they’ve already seized your bank account or taken their stuff?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah they’ve already done, they’re going through levies and now it’s a lot harder on\u00a0ring\u00a0the bell and\u00a0 so those cases are more difficult. Most of the time you can still take care of\u00a0it you\u00a0could still get it resolved but you know it’s harder, once you already have a revenue officer and he’s already seizing things you know you jump in at the 11th hour and you are like hey wait a minute hold on stop don’t do that, sometimes it’s harder to get them to slow the train down.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0So off topic but they still locally have to IRS auctions where they resell things?\u00a0 Cause you remember they used to advertise like oh we are reselling the drug dealers corvette or reselling their house.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0The IRS actually has a mailing list it’s actually the US Treasury has an internet email list of all the auctions that occur\u00a0of\u00a0all property seized so it’s not just vehicles but real property and office equipment and stuff like that.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0So they just send it to auctioneers to be generally auctioned?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah they send it to auctioneers and it’s kind of like your typical government, have you ever looked at a Federal Government auction it’s you know it’s,\u00a0there’s\u00a0paperwork and stuff….<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Of course any of the Government is going to have some paperwork.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0And I can tell you that for real property for real estate there’s a right of redemption period I believe it’s 180 days and so what that means is the taxpayers has 180 days after the auction to come up with the money and get the property back, well what does that do to the price? Drives the price down because who in their right mind wants to buy real property and they have to sit on it for another 180 days.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0That’s with anything though foreclosures, IRS.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah I mean the problem is that during that 180 days you are not going to make any improvements you are not even going to claim it because the odds are, depends on how the person owes I suppose.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Not to mention (inaudible) issues people can actually stake claim to that.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Yeah, there’s all kinds of reasons why that drives the price down and that’s you know generally not in the Governments best interest to seize things that aren’t going to make them a significant amount of money. Over the years I have seen some seizures of things. Knock on wood I’ve never seen a primary resident seizure of one of my clients, I’ve seen…<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0They will take that beach\u00a0condo\u00a0though.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I’ve seen some, I’ve never even had like a second house seized but I’ve seen some commercial buildings seized over payroll taxes typically. So that building like a daycare or something owns the building free and clear and they get behind on their payroll taxes and they can’t figure out how to get them paid and then the building gets seized and sold at auction. I’ve seen that.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Makes sense to me. Should we hop into questions from our listeners?\u00a0 Are you ready it’s a little early for that but should we, is there any closing thoughts on this?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Well, the one thing is is that the IRS revenue officers use to be rewarded based on how much money they collected, post 1998 they are rewarded basically, not financially but there, there rewarded internally based on how much cases they close.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0So there pay structure changed?<\/p>\n DARRIN T. MISH: <\/strong>\u00a0I don’t think their pay, their management definitely has changed.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Incentives.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0Ok, so that\u00a0 they are measured based on how many cases they close not on how much money they collect and so that’s a really interesting thing to know to that even if you are broke this is not a bad time to try to resolve your tax problems but you know it’s probably the best time, if I, because in an offer in compromise scenario what I’m doing is I’m trying to paint a picture<\/a> that you are so broke that you can never, you are never going to be able to afford to pay. So let’s make that, let’s paint that story or paint that picture or tell that story and get it done while you are in this down trough.<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Right. Exactly and do it now because you know everybody has something that they can sell and honestly if you are in that mess you are probably going to have to sell something anyway, that’s just my thought.<\/p>\n DARRIN T. MISH: <\/strong>\u00a0A lot of our clients actually have to borrow money from friends or family to get there offers you know fully funded but we are not talking about a lot of money here and there are some, I’ve never used them but there are some companies that will actually loan you money to settle the offer in compromise (OIC<\/a>).<\/p>\n KATRINA MADEWELL: <\/strong>\u00a0Oh my gosh that is scary alright. Well you are listening to the IRS Solution Attorney show we are not recommending that you borrow money to settle that IRS problem but we will help you get it resolved. You can reach Darrin at 888-get-mish.<\/p>\n![\"\"](\"http:\/\/getirshelp.com\/wp-content\/uploads\/2015\/11\/podcast-300x300.jpg\")
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